Loans

"A loan is a type of debt. Like all debt, a loan entails the redistribution of financial assets over time, between the lender and the borrower.

The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt."^[1]

See also:

• Finance, Personal finance, Settlement (finance)
• Debt, Consumer debt, Debt consolidation, Government debt
• Bank, Fractional-reserve banking, Building society
• FAFSA
• Annual percentage rate (Equivalent Annual Rate)
• Interest-only loan
• Student loan
• Payday loan
• Refund Anticipation Loan
• Federal student loan consolidation
• Federal Perkins Loan
• Stafford loan
• Title loan
• Syndicated loan

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Fractional-reserve banking

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References and footnotes

1. "Loan." Wikipedia. (2007). http://en.wikipedia.org/wiki/Loan.

2. "Fractional-reserve banking." Wikipedia. (2007). http://en.wikipedia.org/wiki/Fractional-reserve_banking.

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